Mortgages
What
you should know about mortgages in The Netherlands
Buying
property in the Netherlands can be attractive for expats, not least
because it is one of the few countries in Europe where you get tax
relief on interest on a mortgage. This means the vast majority of
people will borrow the maximum amount, allowing them to make
better use of any capital they have on deposit.
Key Facts
- As an EU-resident you can apply for the full amount necessary to purchase a house (purchase price + approximately 10% additional costs)
- .As
a non-EU citizen you can apply in some cases for the full amount
under terms. 100% of the value under foreclosure (being
approximately 90% market value) is more common. .
.
TSG Insurance Services S.A.R.L. (Netherlands Branch) Incorporation number 34295301 - Kingsfordweg 151, 1043 GR Amsterdam, Netherlands TSG Insurance Services S.A.R.L. Siège Social: 34 Bd des Italiens, 75009 Paris Société de Courtage d'assurances » R.C.S. Paris B 447 609 108 (2003B04384) Numéro d'immatriculation 07 025 332 - www.orias.fr |
ExPat Finance
| A Spectrum IFA Group Partner |
- Depending upon your age you can borrow for up to 30 years. Interest paid on a loan for your primary residence is tax refundable
- You can fix rates up to 30 years if you prefer. Variable rates are also possible..
- Banks issue loans on the basis of three principal indicators:
- A personal assessment
- Mortgaged property assessment
- Assessment of your financial position
- The increase of the value of your property is tax free (no capital gains tax)
- Rates
and terms vary dramatically from one bank to the next over the
years we have developed great relationships with several mortgage
providers that understand the specifics of an expat in The
Netherlands
